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Financial Planning at yourwealthplanner is simple, affordable and is focused on improving your financial future and well being.
We understand that financial planning means different things to different people, we all have different understandings, and we all take things in at a different pace.
We provide a personalised service, at a reasonable price in a simple format that allows our clients to make empowered decisions about what is important for them and their financial future.
OUR BROCHURE click to download
AGE 50 - 65 TAX - reduce tax on your income and the interest you earn from your investments INVEST - start investing early to build your wealth as time is your best friend SUPER - ensure your Super is invested correctly and ongoing fees are not to high TRANSITION INTO RETIREMENT - reducing work hours and tax on your income RETIREMENT - will sneak up on you quickly. start saving early as time is your best friend DEBT - if you have debt make sure it is set it up correctly to pay the least amount of interest WILLS & POWERS OF ATTORNEY - protect your assets & document your wishes SPENDING PLANNER - focus on earning more then what you spend
AGE 65 + CENTRELINK - check your eligibility to see what benefits you can get TAX - reduce tax on your income and any interest you earn from your investments SUPER - set up your Super into a Tax Free retirement income stream WILLS & POWERS OF ATTORNEY - protect your assets & document your wishes SPENDING PLANNER - keep an eye on your expenses AGED CARE - understand your options and how best to enter an Aged Care facility
Initial Advice Services
STEP 1 Initial Consultation. We’ll ask you many questions to understand your goals and current circumstances. If we can help we will let you know those areas and explain all fees and costs to proceed. Note before any work begins on your behalf you must be comfortable with the value we can add and the costs to proceed. Your INITIAL CONSULTATION is cost and obligation free.
STEP 2 Advice Preparation, Research and Comparisons. The Advice preparation stage includes a number of steps such as strategy research and comparisons, product comparisons and selection, technical aspects, and preparation of your Statement of Advice outlining our recommendations and advice.
STEP 3 Statement of Advice Presentation and Implementation. We will meet again to go through your advice in detail to ensure you understand all aspects, answer any questions, and make any adjustments you feel necessary. Once you are comfortable we will implement those recommendations you wish to proceed with.
STEP 4 Advice, Research and Support Review Service. If you wish to review your Advice and Strategies on a regular basis to ensure you remain on track, your strategies remain current and you have access to our expertise and specialist services you are able to join our Advice, Research & Support Review Service.
Advice, Research & Support Review Services
We have designed our Advice, Research and Support Review Service structure with your future financial well being in mind. In our ever changing world it is near impossible to keep on top of all developments and changes that occur without professional advice and assistance.
With this in mind, we pay a Professional Investment Committee, Investment Research Consultant and Technical Resources to assist us to ensure we keep up to date with all aspects and changes related to advice - this Support Structure provides the framework to provide our clients with the necessary advice and assistance to navigate our forever changing financial world. At least once per year we will meet to comprehensively review and advise on those strategies and investments we manage on your behalf. Throughout the year we will continue to monitor the investment and regulatory environment to ensure our client's strategies and investments remain current. We rely on you to keep us up to date with your circumstances, so if anything changes at your end we encourage you to keep us updated too (you can contact us at anytime on any subject - always feel free to make contact with us).
Andrew Bell CFP, Adv Dip FP *Director & Owner *20+ Years Experience *Initial Advice & Support *Ongoing Support & Advice
Investment Committee & Research *Investment Strategy & Advice *Product Research & Selection*Performance & Risk Management*Investment Opportunity Discovery
Technical, Research & Developments *Industry Developments & changes*Legislative & Regulation changes*Technical & Strategy changes*Opportunity Research & Developments
How much does Advice it cost
Our Services are offered on a FEE FOR SERVICE basis. It is based on the time and resources required to provide you with advice including meetings, the research, comparisons, advice document preparation and implementation of your advice. Our Fee for Service is NOT based on how much money you have to invest or how much money you may have. It is important to note that we have no financial interest, receive no payments, receive no commissions or receive any benefits whatsoever from any Super, Pension or Investment product we recommend to our clients.
For our advice services you will have a once off initial advice fee for the advice and services provided to initially set up your strategies. If you decide to join our Advice, Research and Support Review Service there will also be a once per year advice fee after the first year to review your strategies. Both advice fees will be discussed with you before any advice services begin.
M: 0479 138 555 A: PO Box 3075 Caroline Springs VIC 3023 Copyright 2020 yourwealthplanner | All Rights Reserved ABN 44 289 983 614 | YOURWP Pty Ltd as Trustee for YOURWP Trust T/A yourwealthplanner is a Corporate Authorised Representative (No. 1281644) of Lifespan Financial Planning Pty Ltd (AFSL No. 229892) Suite 2, Level 24, 1 Market Street Sydney NSW 2000 | Tel: 02 9252 2000 | www.lifespanfp.com.au
FINANCIAL SERVICES GUIDE (FSG)
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